PR/087102 | Credit Officer

POSITION TITLE　Credit Officer

Company

Our client, a leading bank based in New York City, is seeking a Credit Officer. This role requires a hybrid work arrangement, with regular in-office attendance.

RESPONSIBILITIES  

• Analyze credit risk for new and existing corporate transactions in line with U.S. regulations and financial analysis standards.
• Prepare executive summaries of credit applications and present to Credit Department management.
• Manage credit approval process, ensuring compliance with policies and effective communication.
• Assess client financial performance, monitor portfolio quality, and report key risk events (e.g., downgrades, defaults).
• Participate in borrower and sector review meetings to support action plans for deteriorating credits.
• Assist front office with due diligence, structuring, and identifying key credit risks prior to submission.
  Perform other credit-related tasks and projects as assigned.

QUALIFICATIONS 

• 3+ years of experience in credit risk (formal credit training preferred).
• Strong knowledge of corporate finance and market practices; degree in Finance or related field (MBA/CFA preferred).
• Experience managing individual accounts/deals and full transaction lifecycle.
• Ability to handle high deal volume and prepare concise credit analyses under tight deadlines.
• Proficient in credit and risk principles (corporate finance, securitization, ABL, supply chain finance, ARP, lease finance, accounting).
• High IT literacy; excellent written and verbal communication; strong interpersonal and organizational skills.
• Analytical, detail-oriented, and adaptable to new policies and culture.
• Business fluency in English.

LOCATION　New York, NY (Hybrid) 

WORK STYLE　Hybrid work (Specific details will be discussed during the interview) 

SALARY　USD85,000-135,000　 

BENEFITS　Medical, dental, vision, 401K and others 

 
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