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Job ID : 1549651 Date Updated : July 8th, 2025

PR/122944 | Risk Management Manager (Credit Analyst & Internal Audit)

Location Indonesia, Jakarta
Job Type Permanent Full-time
Salary Negotiable, based on experience

Job Description

Job Responsibility: 

  • Identifying risks specific to leasing and multifinance operations, such as residual value risks, customer defaults, or fraud.

  • Developing strategies to mitigate risks related to asset depreciation, lease agreements, and credit defaults.

  • Ensuring compliance with regulations specific to multifinance and leasing industries, including OJK (Indonesia Financial Services Authority) requirements.

  • Evaluating the creditworthiness of individuals or businesses applying for leasing or financing services, considering factors like the nature of leased assets and repayment capacity.

  • Analyzing industry-specific risks, such as market demand for financed assets (e.g., vehicles or machinery).

  • Recommending approval or denial of leasing or financing applications based on comprehensive financial and risk assessments.

  • Auditing lease agreements, customer contracts, and financing operations to ensure compliance with internal policies and regulatory standards.

  • Assessing the effectiveness of controls related to asset management, loan disbursement, and repayment tracking.

  • Identifying inefficiencies in leasing and financing workflows and recommending improvements to enhance operational reliability.

  • Reporting to Corporate General Manager 

 

Requirements: 

  • +5 years experience as risk management for leasing, rental, multifinance industry 

  • Experienced in handling credit analysis and internal audit 

  • Experience in Japanese company will be a plus point 

  • Advanced in English is mandatory 

  • Experience in leading a team or division 

  • Great leadership, communication skills, flexible, detail oriented 

  • Bachelor's degree in Finance, Management or related field  

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General Requirements

Minimum Experience Level Over 3 years
Career Level Mid Career
Minimum English Level Business Level
Minimum Japanese Level Business Level
Minimum Education Level Associate Degree/Diploma
Visa Status No permission to work in Japan required

Job Location

  • Indonesia, Jakarta

Work Conditions

Job Type Permanent Full-time
Salary Negotiable, based on experience
Industry Bank, Trust Bank

Job Category

  • Other > Other