PR/095301 | Credit Analyst (Senior, >5y)

Independently review the credit proposals / transaction requests to ensure that it is in line with the Bank’s appetite, internal credit policies & adherence to related regulatory requirements

Assist the Risk Management Department in:

• Maintaining the quality of the credit proposals, ensuring accuracy of information and in-depth analysis

• Proactively identifying potential risk concerns and highlight mitigating actions

• To conduct quarterly / half-yearly / yearly credit reviews on the existing clients

• Regularly monitor the health of the portfolio, and to take proactive actions to control the risks

Participate in the department’s system implementation work, including participating in user requirement gathering and systems user-acceptance testing

Complete any other assigned tasks and projects as required by the department

Must have strong experience in assessing the credit risk of Chinese clients / Chinese Market.

Must have strong ability to communicate in Mandarin, due to job requirement, and writing Chinese reports.

Experience in change management, system testing and implementation and project management will be an added advantage.