PR/159760 | Senior Manager / Manager, Credit Evaluation

JOB RESPONSIBILITIES:

• Perform comprehensive and timely credit risk assessments for SME and Corporate applications

• Recommending risk mitigation strategies to support informed credit decisions while safeguarding the Bank’s asset quality.

• Ensure adherence to the Bank’s credit policies, regulatory requirements, and internal guidelines, balancing business growth with prudent risk management.

• Support enhancements to the Bank’s credit and risk management framework, including policy updates, process improvements, and system upgrades.

• Respond promptly to requests from Lending Units and Branches within agreed turnaround times.

• Collaborate with Lending Units and Branches to identify and mitigate credit risks; serve as a key advisor on credit structuring and risk mitigation strategies.

• Provide coaching and guidance to Lending Units and Branches to strengthen credit quality and risk awareness.

• Undertake additional responsibilities as assigned by the Head of Credit Evaluation Department and/or Senior Management

JOB REQUIREMENTS:

• Bachelor degree in banking, accounting or equivalents from a reputable university 

• Minimum of 5 - 8 years of banking/ financial institution experience in credit analysis or loan origination.

• Good interpersonal and communication skills, with the ability to interact with all levels of staff and Senior Management.

• Strong credit analytical skills and sound business acumen.

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