PR/117735 | Head of Credit Planning

Responsibilities 

• Manage the overall credit portfolio analysis, focusing on performance metrics, and risk factors.
• Develop and implement portfolio monitoring framework and reporting systems.
• Conduct deep-dive analysis into credit performance, identifying trends, risk, and opportunities.
• Provide recommendations for portfolio optimization and risk mitigation strategies via credit policies.
• Work closely with the Risk Management team to ensure alignment with credit policy, and business strategy.
• Work closely with the Marketing Division in the event of collaboration to ensure preserve risk appetite in marketing activities.
• Prepare detailed reports, and presentation for Team Head, and regulatory bodies Support the development of credit policies, and review criteria based on portfolio performance.
• Collaborate with other teams to enhance credit processes and systems.

Qualifications 

• Bachelor’s degree in finance, Economics, Business or related field: MBA or master’s degree.
• More than 7 years of experience mainly in Personal loan, Unsecured loan, Non-Bank, Banking industry with credit risk, portfolio analysis, or related roles.
• Thorough understanding of risk management practices and financial regulations.
• Basic user in data analysis (i.e. MS office, SQL, Python, etc.).
• Excellent problem-solving and communication skills Leadership and team management experience.