横浜 【Credit & Operations Manager】 金融機関での経験が活かせる

Caterpillarは100年に渡り、建設機械をはじめ、鉱業用機械、ディーゼルおよび天然ガス・エンジン、産業用ガス・タービン、ディーゼル電気機関車などの製造において、世界の業界をリードし続けています。
Caterpillar FinanceはCaterpillar専属の金融会社として設立され、卓越したファイナンスサービスを提供し続けています。
日本法人は、ローン、リーズ、延長保証、コマーシャルアカウント等の多様な金融サービスソリューションを提供しています。

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Credit & Operations Manager
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【Responsibilities】

Role Definition
Manages the loan origination process, including credit underwriting, documentation and booking to minimize risks, in accordance with established policies, procedures and guidelines.

Responsibilities
• Manages credit investigation activities, including credit analysis, evaluation and the rating of customers.
• Leads the financial analysis and risk assessment of new accounts; oversees the underwriting, documentation and booking of loan packages.
• Oversees existing workflow and finds opportunities to reduce cost and risks, while adhering to related policies and procedures.
• Monitors negative credit trends and adverse signs in existing account quality; recommends preventive actions.

【雇用形態】
正社員

【勤務地】
神奈川県横浜市西区みなとみらい3丁目7番1号
みなとみらい駅　徒歩3分

【給与】
想定年収：1600 ー2000万
※年俸制の為、月給×12か月分の給与です。
※会社の業績が良ければ四半期ごとに業績手当があります。

【勤務時間】
8:30～17:30　もしくは　9:00～18:00（どちらか選べます）
※フレックスタイム制
 

【休日・休暇】
完全週休二日（土日）
夏季2日
年末年始6日
リフレッシュ休暇
有給休暇：有（15～22日）

・Risk Management: Knowledge of processes, tools and techniques for assessing and controlling an organization's exposure to risks of various kinds; ability to apply knowledge of risk management appropriately to diverse situations.

・Standard Operating Procedures: Knowledge of established standard operating procedures (SOP); ability to design, implement and evaluate standard operating procedures affecting daily and strategic business operations in order to increase operational efficiency.

・Accuracy and Attention to Detail: Understanding the necessity and value of accuracy; ability to complete tasks with high levels of precision.

・Analytical Thinking: Knowledge of techniques and tools that promote effective analysis; ability to determine the root cause of organizational problems and create alternative solutions that resolve these problems.

・Financial Services Applications: Knowledge of a specific financial services application, associated systems and sub-systems; ability to use financial services applications for delivery of services to internal and external clients.

・Financial Statement Analysis: Knowledge of financial statement and balance sheet; ability to analyze financial statement data and determine the credit-worthiness of a business enterprise.

・Knowledge of Loan Underwriting: Knowledge of loan underwriting activities, practices and tools; ability to utilize loan underwriting tools to implement, manage and improve the underwriting process for a financial institution.