PR/123264 | Relationship Manager (Commercial Financing)

Responsibilities:

• Develop and implement financing strategies to drive business growth and achieve financing targets.

• Conduct thorough financial analysis, including cash flow analysis, collateral evaluation, and risk assessment.

• Negotiate terms and conditions of loan agreements, ensuring compliance with internal policies and regulatory requirements.

• Manage and maintain a portfolio of commercial financing, monitoring repayment schedules, and ensuring timely collection of payments.

• Provide guidance and support to lending officers, ensuring adherence to lending policies and procedures.

• Stay updated on industry trends, market conditions, and regulatory changes affecting commercial lending activities.

• Build and maintain relationships with existing and potential borrowers, promoting the organization's lending products and services.

   

Requirement:

• Bachelor’s degree in economics, accounting, or any related major. 

• Minimum of 3-5 years’ experience in Banking or Multi-finance company for B2B business with property collateral.

• Proficient in English, both in spoken and written form. Ability to speak and communicate in Japanese is preferable.

• Deep understanding of credit analysis and credit risk with ability to read and analyze financial statement.

• Familiar with property or asset fiduciary procedure.

• Excellent network, relationship-building abilities, and strong presentation, communication, and negotiation skills.

• Highly motivated, results-driven, with a strong personality and ability to perform under pressure.