PR/094934 | Retail Risk MIS & Reporting Manager

Company and Job Overview
JAC’s client is a foreign bank, looking for a Retail Risk MIS & Reporting Manager position.
Location: Ho Chi Minh City
    
Job Responsibilities:

• Lead credit portfolio monitoring and segmentation analysis to support acquisition strategies and optimize portfolio performance across retail banking products.

• Design and manage automated reporting frameworks and interactive dashboards, enabling real-time, data-driven decision-making in partnership with cross-functional teams (e.g., Global Tech, Group Risk).

• Utilize advanced data tools and platforms to execute risk analytics and generate comprehensive MIS reporting.

• Apply decision tree models and data mining techniques to uncover risk patterns and recommend mitigation strategies.

• Analyze credit and financial performance trends, leveraging scoring models, regression, segmentation, and simulation to propose credit policy enhancements.

• Drive continuous improvement of risk workflows and methodologies through application of domain knowledge and regulatory insight.

• Oversee credit risk performance across the retail portfolio, ensuring timely, accurate insights are delivered to senior leadership.

• Maintain and strengthen procedural documentation, embedding data integrity and quality assurance controls.

• Contribute to the lifecycle of credit policy development, including testing, optimization, regulatory alignment, and implementation.

• Stay abreast of industry developments, regulatory updates, and risk management best practices to ensure proactive response to change.

• Support scorecard implementation and lead validation reviews, ensuring models are aligned with business and risk objectives.

• Demonstrate strong knowledge of loan loss forecasting and reserve methodologies, aligning estimates with actual portfolio behavior and accounting standards.

• Ensure sound risk assessment in business decisions, promoting compliance, transparency, and reputational protection.

• Provide technical guidance and mentorship to junior analysts, supporting their development and ensuring analytical consistency within the team.

Job Requirements: 

• Bachelor’s degree in a relevant field or equivalent professional experience.

• 5–8 years of professional experience, preferably in retail risk management. Experience in banking, accounting, finance, reporting, or data analytics will also be considered.

• Strong expertise in financial analysis and handling large datasets.

• Solid knowledge of accounting, corporate finance, financial modeling, credit and banking products, credit analytics, risk assessment, and transaction execution.

• Proven ability to analyze, prioritize, and deliver results under tight deadlines.

• Excellent organizational skills, with the ability to manage multiple projects in a fast-paced environment.

• Demonstrated accountability, self-motivation, and sound business acumen.

• Hands-on experience with SAS, SQL, VBA, or Python, along with database management.

• Proficient in data processing tools such as Microsoft Excel and Access.

• Experience in decision tree development, predictive modeling, or scorecard design is a plus.

• Fluent in English, both written and verbal.

   

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